HX is proud to partner with LAY-BUY, a business specialising in making consumers' lives easier through flexible and easy-to-use payment options. LAY-BUY powered by PayPal provides an easy method to buy products and services through a down payment and up to six monthly instalments for items priced $250 or more.
How it works
Our calculator allows you to select an agreeable down payment and see how many months you will need to pay off the product.
All payments are processed within PayPal’s secure environment.
Payments are automatically set up between you and the seller with no intervention by either party (unless a payment is missed).
You can also call us to move the pending payments earlier or later.
A Lay-Buy down payment can be made and a recurring payment profile set-up via your PayPal account or through your credit card.
Lay-Buy only charge a small layby fee (0.9%), payable to Lay-Buys.
5 Simple Steps
Select the PUT IT ON LAY-BUY powered by PayPal payment option at the checkout (minimum required spend is $250).
2. CHOOSE YOUR PLAN
Use the payment calculator to help set up your own payment plan.
3. ENTER PAYPAL
Complete the down payment and set up a recurring payment profile in PayPal’s secure environment.
4. SCHEDULED PAYMENTS
Payments are processed by PayPal on the scheduled date YOU set. Check your order status within your PayPal reporting module. Contact us if you want to move your payments earlier or later.
5. RECEIVE MERCHANDISE
Your item will be reserved and you will receive it shortly after your last payment. There will be no interest charges ever, no membership fees ever, which means NO DEBT